Porting your mortgage is a great thing but did you know that you have to re-qualify at the current rates? Let me break it down for you!
What do you know and what do you need to know about mortgage penalties? Let’s discuss! The one thing I encourage is you learn all your options despite the penalties before you make any decisions.
Have you heard the expression – Buy Low, Sell High? This quote often refers to trading on the stock market but can also be applied to real estate with the fluctuations in the market. As the real estate market continues to report lower year-over-year prices, it could be the time to strike if a rental […]
As a first-time home buyer are you confused about the market and interest rate changes? I would be too! This is what you need to know.
The Bank of Canada raised its key lending rate by 0.75% today. This means most lenders will raise their prime rate to 5.45%. Watch the video below to learn how this will affect your mortgage. Now more than ever, it’s important to have a solid mortgage advisor to help you navigate the complexities of the […]
What is currently happening with the mortgage stress test and how does it affect you? Let me break it down for you!
As the final seasons of the year are upon us, it’s time to reflect on the financial goals you set for 2022 and see what you need to do to achieve these goals in the next four months. The budgets or plans you set in January may have shifted, flexed, and altered with the financial […]
Do you have kids under the age of 15? If so, I have good news! There are many sources of income that can help you qualify for a mortgage and the Child Tax Benefit is one of those sources. If you receive this benefit let’s talk about how it can help you! At Gail Sylvester […]
Do you know where you are spending your dollars? Creating a budget that covers your fixed expenses will allow you to know your disposable income and make adjustments if necessary. Watch for tips on how to take control of your finances!
Is your child going to school and you are thinking of purchasing a second property for them to live in? Or, a vacation home perhaps? We have options! Let’s chat.