I’d love to hear the story of your first mortgage! Let me know what you wish you knew before you signed the dotted line.
Mortgage Life Insurance vs. Term life Insurance: How do I protect my home investment?
Your mortgage is likely your biggest investment, so is it worth protecting? You bet it is! Nobody wants to think about it, but in the event of a disability or untimely death, having protection in place is invaluable for yourself, your spouse, and remaining family members. It will greatly ease your minds when beginning to […]
Porting a Mortgage: What you Need to Know
Porting your mortgage is a great thing but did you know that you have to re-qualify at the current rates? Let me break it down for you!
Bank of Canada Announcement Sept 7, 2022
The Bank of Canada raised its key lending rate by 0.75% today. This means most lenders will raise their prime rate to 5.45%. Watch the video below to learn how this will affect your mortgage. Now more than ever, it’s important to have a solid mortgage advisor to help you navigate the complexities of the […]
Is the Stress Test Stressing You Out?
What is currently happening with the mortgage stress test and how does it affect you? Let me break it down for you!
Do you know where your money is going?
Do you know where you are spending your dollars? Creating a budget that covers your fixed expenses will allow you to know your disposable income and make adjustments if necessary. Watch for tips on how to take control of your finances!
Common Buyer Mistakes and how to Avoid Them!
Even with a pre-approval homebuyers can take a misstep jeopardizing their financing. Let’s review these common mistakes and how to avoid them!
Why Use a Mortgage Broker? Here’s Why!
There are so many reasons to call Gail Sylvester Mortgages! If it’s your first or your fifth mortgage, we can help you find the best solution. We are MORE than just mortgages, and we are here for YOU.
Home Ownership is Much More than Keys to a Property: Let’s Break it Down!
Approximately 68% of Canadians own their own home. Congratulations – you are one of them! You got the keys, unpacked, and had a chance to take it all in. What an amazing place to be. You may be asking yourself if your relationship with your mortgage broker ends after closing day? To us, it is […]
Everything You Need To Know About Real Estate Deposits
When buying a home, we tend to focus a lot on the down payment that’s due at the time of closing, but did you know that you also have to submit a deposit to the seller within 24 to 48 hours of your offer being accepted in order to solidify the contract? If you don’t […]