There are so many reasons to call Gail Sylvester Mortgages! If it’s your first or your fifth mortgage, we can help you find the best solution. We are MORE than just mortgages, and we are here for YOU.
Home Ownership is Much More than Keys to a Property: Let’s Break it Down!
Approximately 68% of Canadians own their own home. Congratulations – you are one of them! You got the keys, unpacked, and had a chance to take it all in. What an amazing place to be. You may be asking yourself if your relationship with your mortgage broker ends after closing day? To us, it is […]
Everything You Need To Know About Real Estate Deposits
When buying a home, we tend to focus a lot on the down payment that’s due at the time of closing, but did you know that you also have to submit a deposit to the seller within 24 to 48 hours of your offer being accepted in order to solidify the contract? If you don’t […]
Divorces & Separations: Separation Agreements
In the fourth instalment of our series on Divorces and Separations, we’re going to talk about the Separation Agreement. I let all of my clients know that a Separation Agreement is one of the most important documents you need when moving forward, but what is it? Why do we need one? And most importantly, what […]
Benchmark Qualifying Rate is Increasing
It’s official – the Benchmark Qualifying Rate is increasing to 5.25% starting tomorrow, June 1st. If you’re looking to purchase or refinance now is the time to talk to a mortgage broker. We’re here to help!
Why are so many houses being Sold Over Asking?
The housing market is HOT right now. Prices are high, interest rates are low, and houses are selling quickly. We’re also seeing a record number of properties still being sold well above their listing price. If you take a look around your neighbourhood you’ll probably notice that the recently sold house on the corner now […]
Closing Costs
Closing Costs – What are they? What do they cover? Why am I paying them? Let’s talk about it…
Should I Buy or Sell My House First ?!
I’ve had quite a few clients reaching out to me for advice lately with similar questions. They’ve found the new dream home, but they’re just not sure what order to move forward in. Should they put in an offer before their current house is sold ? Or should they sell their current home first […]