Mortgage rates are a hot topic in the media and social circles. For over a year, what will happen to mortgage rates at each Bank of Canada announcement has left many mortgage holders and seekers questioning which option is best. One often overlooked topic is the posted rate versus the actual rate and how an […]
I’d love to hear the story of your first mortgage! Let me know what you wish you knew before you signed the dotted line.
Change is inevitable. We have experienced change for the past few years and have learned to adapt to the world in which we are living. Getting control of your finances is about going back to basics and looking at what changes need to be made. Know your Income Vs Expenses If you haven’t already, take […]
Your money mindset and relationship to money will significantly influence your financial decisions. The goal at Gail Sylvester Mortgages is always to make sure you sleep well at night by making calculated decisions that get you one step closer to your financial goals. If your financial decisions and payments are keeping you up, it is […]
What do you know and what do you need to know about mortgage penalties? Let’s discuss! The one thing I encourage is you learn all your options despite the penalties before you make any decisions.
As a first-time home buyer are you confused about the market and interest rate changes? I would be too! This is what you need to know.
Do you have kids under the age of 15? If so, I have good news! There are many sources of income that can help you qualify for a mortgage and the Child Tax Benefit is one of those sources. If you receive this benefit let’s talk about how it can help you! At Gail Sylvester […]
Do you know where you are spending your dollars? Creating a budget that covers your fixed expenses will allow you to know your disposable income and make adjustments if necessary. Watch for tips on how to take control of your finances!
Is your child going to school and you are thinking of purchasing a second property for them to live in? Or, a vacation home perhaps? We have options! Let’s chat.
It is a big question and gets the wheels turning, doesn’t it! We all indeed dream about being free from financial limits, and for most, it isn’t about having a jet plane or a yacht. Most of us would keep our lives similar, and our loved ones close, adding a few luxuries to share with […]
