Mortgage rates are a hot topic in the media and social circles. For over a year, what will happen to mortgage rates at each Bank of Canada announcement has left many mortgage holders and seekers questioning which option is best. One often overlooked topic is the posted rate versus the actual rate and how an […]
Call us BEFORE you sell!
If you are thinking of moving THIS year, this is what you need to know! Let’s have a conversation before you start the process.
Bank of Canada Announcement March 8 2023
You need to know THIS about the Bank of Canada Announcement today, March 8, 2023. Have questions? Book a time with me here to review your mortgage and how we can help you – chatwithgail.ca.
How does a $500/month car payment affect your mortgage application?
Does a $500/month car payment affect your mortgage application? You bet! This is what you need to know! If you have questions book a call with me today – chatwithgail.ca
Mortgage Life Insurance vs. Term life Insurance: How do I protect my home investment?
Your mortgage is likely your biggest investment, so is it worth protecting? You bet it is! Nobody wants to think about it, but in the event of a disability or untimely death, having protection in place is invaluable for yourself, your spouse, and remaining family members. It will greatly ease your minds when beginning to […]
Get to Know Your Finances: Bring it Back to Basics
Change is inevitable. We have experienced change for the past few years and have learned to adapt to the world in which we are living. Getting control of your finances is about going back to basics and looking at what changes need to be made. Know your Income Vs Expenses If you haven’t already, take […]
How to Achieve Positive Money Mindset for 2023
Your money mindset and relationship to money will significantly influence your financial decisions. The goal at Gail Sylvester Mortgages is always to make sure you sleep well at night by making calculated decisions that get you one step closer to your financial goals. If your financial decisions and payments are keeping you up, it is […]
Holiday Spending: How to Budget AND Enjoy the Season
During the holiday season, it is tempting to throw caution to the wind and spend money on gifts, gatherings, and entertainment with the I’ll deal with it in January attitude. Spending without a budget can be fun in the moment, but when January rolls around and the bills start to come in, it can be […]
Relocating? This is what you need to know!
Is your employer asking you to relocate? If so, we can help. You can still qualify for a mortgage – let me tell you how to do it!
Everything you need to know about mortgage penalties!
What do you know and what do you need to know about mortgage penalties? Let’s discuss! The one thing I encourage is you learn all your options despite the penalties before you make any decisions.