Tag: Real Estate

Self-Employed and Mortgages: Turning Challenge into Solution
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Self-Employed and Mortgages: Turning Challenge into Solution

Applying for a mortgage when self-employed can be a challenge – this we know. Banks typically like tidy financials and don’t have the products to help clients find solutions for those with varying income scenarios. With today’s employment and business options, few applicants have a straight path from start to finish. Many navigate over obstacles […]

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Are you PASSIONATE about your 2022 goals?
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Are you PASSIONATE about your 2022 goals?

The goals we set for ourselves need to be infused with electric energy – the kind that gets us jumping out of bed in the morning. How do we make this happen? Write down your goals. Repeat your goals. Live your goals as if they have already happened. This is how we begin to change […]

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What are YOUR 2022 goals?
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What are YOUR 2022 goals?

Is 2022 the year you invest in your dream vacation property? Is it the year you buy that investment property you’ve been dreaming of or the year you increase your RRSP contribution? Whatever your dreams are for 2022, we will help you take action by reviewing where you are now and the steps involved in […]

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Land Transfer Tax
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Land Transfer Tax

Land transfer taxes are one of the closing costs you must budget for when purchasing a property. They are provincial or municipal taxes that must be paid in full prior to closing on a property. Anyone who purchases a property in Canada must pay a land transfer tax to the province you have purchased in, […]

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Student Rentals
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Student Rentals

As we approach the end of Summer and kids get ready to go back to school, let’s talk about Student Rentals! This could be a great investment opportunity, if done properly. Here’s everything you need to know about qualifying for a Student Rental.

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Let’s talk about Down Payments
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Let’s talk about Down Payments

For homebuyers, saving up the required down payment is often the most challenging part of buying a home. This is especially true for first-time homebuyers who don’t have the equity or proceeds from a previous house’s sale. Once you’ve saved up your down payment, we’re going to need to collect documents from you to prove […]

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Divorces & Separations: Separation Agreements
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Divorces & Separations: Separation Agreements

In the fourth instalment of our series on Divorces and Separations, we’re going to talk about the Separation Agreement. I let all of my clients know that a Separation Agreement is one of the most important documents you need when moving forward, but what is it? Why do we need one? And most importantly, what […]

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Divorces & Separations: Spousal Buyout
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Divorces & Separations: Spousal Buyout

Now that we’ve determined what the property value is, what’s the next step? Let’s say one of the parties decides they want to stay in the matrimonial home, so we need to do a spousal buyout. How does a spousal buyout work? What happens with the equity that the house has accumulated? Do you have […]

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