Last week we talked about what adding a co-signer to your mortgage application means as a buyer and how that can help you on your mortgage application. This week, I’m here to talk a bit more about how this impacts the co-signer ! Now that they have attached themselves to your mortgage, they are also […]
Adding a co-signer to your mortgage application is a lot more common than you might think. As a first time home buyer, it can be more difficult to get into your first home, and we will open the conversation to either increase your down payment or getting a parent, or even a grandparent, to co-sign […]
What happens when the entire province of Ontario is still in lockdown, but you’re ready to refinance your current home or looking to purchase a new one? Where do you start? How do you go about getting a mortgage these days during the lockdown? You have nothing to worry about, we are still open […]
I’ve had quite a few clients reaching out to me for advice lately with similar questions. They’ve found the new dream home, but they’re just not sure what order to move forward in. Should they put in an offer before their current house is sold ? Or should they sell their current home first […]
If you are looking to move but your closing dates don’t match up, what does that mean ? What can I do ??
Do you know the difference between the mortgage products and how the interest rates are set ? Take a peak, I’ll explain further …
In Ontario, Bill 145 was passed allowing Realtors to incorporate as of October 1, 2020. I had the pleasure of discussing with chartered accountant, Bill Butler and corporate and real estate lawyer, Spencer Cuddy the benefits to incorporating from a tax perspective and what incorporating entails. There are pros and cons whether you incorporate or […]
I had the pleasure of speaking with Angela Lattuca of Home Equity Bank about CHIP, the Reverse Mortgage that is available to all Canadians over the age of 55. There are a lot of myths and unfound facts the are circulating, so we have talked about the features and benefits of how CHIP can help […]
When you are applying for a mortgage, we have to confirm your income. When you are employed by an employer, whether full time, part time or contract – here is what I’m going to ask you for …
If you or anyone you know is going thru a separation, here is that you need to know – especially when it involves purchasing a home. You need a separation agreement signed and in place, before a lender will advance a new mortgage to you. There are so many things that need to get resolved […]
