We often think of money in terms of math – but it is so much more than that. Each of us has an emotional connection to money that goes far beyond dollars and cents. Our emotional connection is based on our earliest memories of how money impacted our lives. Scarcity vs. Fluid Mindset As we […]
Help us help our community this holiday season with our second annual food drive for Good Sheppard in Hamilton! We are collecting food and goods or monetary donations from November 24th to December 3rd at our office 1030 Upper James St, Suite 203 on Monday to Friday 9am – 5pm. Come see us! Our doors […]
When is it time to start saving for your retirement? The best answer is yesterday… the second-best answer is today. Brook Dyson, a Certified Financial Planner with Edward Jones, sat down with me to talk about what planning for retirement looks like and, and how you can make saving money fit in with the different […]
What are they and which one is right for you? I sat down with Brook Dyson, a Financial Advisor from Edward Jones, to talk about TFSA’s and RRSP’s. When it comes to saving money, we throw around these acronyms a lot, but what do they mean? What are the benefits for each account, and most […]
There are a lot of myths surrounding reverse mortgages. We often hear clients worried that they’re losing all of the equity in their home or that the bank will own their home, but none of this is true. Reverse mortgages can actually relieve a lot of stress and worry when it comes to money, especially […]
The kitchen is the heart of the home. And last month when we asked our VIP club what room in their house they wanted to renovate the most, almost everybody said the kitchen! If you feel it’s time to give the most important room in your house an upgrade – whether it’s a quick coat […]
When buying a home, we tend to focus a lot on the down payment that’s due at the time of closing, but did you know that you also have to submit a deposit to the seller within 24 to 48 hours of your offer being accepted in order to solidify the contract? If you don’t […]
Happy Labour Day! As we prepare to head into Fall and our summer vacation comes to an end, I just wanted to check in with you and see how you’re doing. I hope you got to experience just a bit of normalcy this long weekend as our world begins to open back up. Now that […]
Land transfer taxes are one of the closing costs you must budget for when purchasing a property. They are provincial or municipal taxes that must be paid in full prior to closing on a property. Anyone who purchases a property in Canada must pay a land transfer tax to the province you have purchased in, […]
Credit Scores seem to be the buzzword lately when it comes to talking about money, budgeting, and mortgages. They play a pretty key role for banks and lenders to decide if you qualify for a loan, but what exactly is a credit score? How is it calculated? And what should you be doing to help […]
