Tag: Financial Health

Is it a Good Time to Refinance?
Featured, Gail's Vlogs

Is it a Good Time to Refinance?

It’s no secret property values have increased over the last year. It’s also no secret that mortgage rates have decreased too. Is now a good time to refinance your mortgage too? Let’s chat and find out what option is best for You and Your family ! I’m just a phone call away …

Read More
Understanding Credit Cards and Interest
Featured, Gail's Vlogs

Understanding Credit Cards and Interest

My teenage daughter just got her first credit card and had a few questions about her monthly statement and the interest owing. It got me thinking, if she has these questions, than a lot of you might be wondering the same thing! So let’s break it down. Balances, interest, and minimum payments… what do they […]

Read More
Lockdown Anniversary: where are you now?
Featured, Gail's Vlogs

Lockdown Anniversary: where are you now?

As we reach the one year anniversary of the beginning of 2020’s series of COVID lockdowns, I just wanted to take a moment to reflect on all that the last year has taught us. Where are you now compared to where you were a year ago? Have you checked in on your goals recently? What […]

Read More
What happens if you put down less than 20% on a house?
blogs, Featured

What happens if you put down less than 20% on a house?

In Canada, we can provide mortgage financing to qualified homebuyers with down payments as low as 5% down. With less than 20% down, the mortgage is now insured against default. Mortgage default insurance can help buyers purchase a home and begin building equity sooner, compared to renting – where you gain no equity and increase […]

Read More
The Mortgage Approval Process
blogs, Featured

The Mortgage Approval Process

The thought of how to get a mortgage can seem like quite a daunting task at first. But we’re here to break it down a bit more in detail and explain the process of what happens from the time you think of wanting to purchase a home right through to move-in day. We always strive […]

Read More
What does my Co-Signer need to know ?
Featured, Gail's Vlogs

What does my Co-Signer need to know ?

Last week we talked about what adding a co-signer to your mortgage application means as a buyer and how that can help you on your mortgage application. This week, I’m here to talk a bit more about how this impacts the co-signer ! Now that they have attached themselves to your mortgage, they are also […]

Read More
3 Positive Actions to Improve Your Financial Health
blogs

3 Positive Actions to Improve Your Financial Health

Most people can think of several things they would rather do than get close and personal with their finances.  I get it – it isn’t the most exciting activity out there! However, understanding your finances leads to building the financial future you desire. Knowing the basics can help establish your spending habits, putting you in […]

Read More
Back to Top