When is the best time to set up your mortgage payments? There are a few options – let me break it down for you!
Guarantor versus Co-Signing: What’s the Difference?
Securing a mortgage in today’s market can be more complex than it used to be. With interest rate increases and rising purchase prices, getting a mortgage can present some obstacles to overcome. Even with a stable salary and good standing credit, some clients still need to engage a guarantor or a co-signer to get pre-approved […]
Down Payment Sources You Can Use
How much down payment do you need for a second property? 20%, 10%, 5%? Let me break it down for you! Let’s chat about how this affects you – contact me chatwithgail.ca
Posted Mortgage Rate vs. Actual Mortgage Rate
Mortgage rates are a hot topic in the media and social circles. For over a year, what will happen to mortgage rates at each Bank of Canada announcement has left many mortgage holders and seekers questioning which option is best. One often overlooked topic is the posted rate versus the actual rate and how an […]
Call us BEFORE you sell!
If you are thinking of moving THIS year, this is what you need to know! Let’s have a conversation before you start the process.
Bank of Canada Announcement March 8 2023
You need to know THIS about the Bank of Canada Announcement today, March 8, 2023. Have questions? Book a time with me here to review your mortgage and how we can help you – chatwithgail.ca.
Get to Know Your Finances: Bring it Back to Basics
Change is inevitable. We have experienced change for the past few years and have learned to adapt to the world in which we are living. Getting control of your finances is about going back to basics and looking at what changes need to be made. Know your Income Vs Expenses If you haven’t already, take […]
How to Achieve Positive Money Mindset for 2023
Your money mindset and relationship to money will significantly influence your financial decisions. The goal at Gail Sylvester Mortgages is always to make sure you sleep well at night by making calculated decisions that get you one step closer to your financial goals. If your financial decisions and payments are keeping you up, it is […]
Porting a Mortgage: What you Need to Know
Porting your mortgage is a great thing but did you know that you have to re-qualify at the current rates? Let me break it down for you!
Is it Time for a Rental Property Purchase?
Have you heard the expression – Buy Low, Sell High? This quote often refers to trading on the stock market but can also be applied to real estate with the fluctuations in the market. As the real estate market continues to report lower year-over-year prices, it could be the time to strike if a rental […]