Are your finances in need of a check-up? Doing a financial check-in is important to make sure you are on track to meet your goals. Book a call, and let’s chat about what is best for you! Book today chatwithgail.ca
Posted Mortgage Rate vs. Actual Mortgage Rate
Mortgage rates are a hot topic in the media and social circles. For over a year, what will happen to mortgage rates at each Bank of Canada announcement has left many mortgage holders and seekers questioning which option is best. One often overlooked topic is the posted rate versus the actual rate and how an […]
What is one thing about mortgages that you wish you knew, when you bought your first home ?
I’d love to hear the story of your first mortgage! Let me know what you wish you knew before you signed the dotted line.
Mortgage Life Insurance vs. Term life Insurance: How do I protect my home investment?
Your mortgage is likely your biggest investment, so is it worth protecting? You bet it is! Nobody wants to think about it, but in the event of a disability or untimely death, having protection in place is invaluable for yourself, your spouse, and remaining family members. It will greatly ease your minds when beginning to […]
Get to Know Your Finances: Bring it Back to Basics
Change is inevitable. We have experienced change for the past few years and have learned to adapt to the world in which we are living. Getting control of your finances is about going back to basics and looking at what changes need to be made. Know your Income Vs Expenses If you haven’t already, take […]
Relocating? This is what you need to know!
Is your employer asking you to relocate? If so, we can help. You can still qualify for a mortgage – let me tell you how to do it!
Porting a Mortgage: What you Need to Know
Porting your mortgage is a great thing but did you know that you have to re-qualify at the current rates? Let me break it down for you!
Is it Time for a Rental Property Purchase?
Have you heard the expression – Buy Low, Sell High? This quote often refers to trading on the stock market but can also be applied to real estate with the fluctuations in the market. As the real estate market continues to report lower year-over-year prices, it could be the time to strike if a rental […]
Is the Stress Test Stressing You Out?
What is currently happening with the mortgage stress test and how does it affect you? Let me break it down for you!
Achieving your 2022 Financial Goals: Are You on Track?
As the final seasons of the year are upon us, it’s time to reflect on the financial goals you set for 2022 and see what you need to do to achieve these goals in the next four months. The budgets or plans you set in January may have shifted, flexed, and altered with the financial […]