Applying for a mortgage when self-employed can be a challenge – this we know. Banks typically like tidy financials and don’t have the products to help clients find solutions for those with varying income scenarios. With today’s employment and business options, few applicants have a straight path from start to finish. Many navigate over obstacles […]
Don’t wait to get to the finish line to celebrate your milestones. All the small steps are just as important as the big steps!
The goals we set for ourselves need to be infused with electric energy – the kind that gets us jumping out of bed in the morning. How do we make this happen? Write down your goals. Repeat your goals. Live your goals as if they have already happened. This is how we begin to change […]
Is 2022 the year you invest in your dream vacation property? Is it the year you buy that investment property you’ve been dreaming of or the year you increase your RRSP contribution? Whatever your dreams are for 2022, we will help you take action by reviewing where you are now and the steps involved in […]
The kitchen is the heart of the home. And last month when we asked our VIP club what room in their house they wanted to renovate the most, almost everybody said the kitchen! If you feel it’s time to give the most important room in your house an upgrade – whether it’s a quick coat […]
When buying a home, we tend to focus a lot on the down payment that’s due at the time of closing, but did you know that you also have to submit a deposit to the seller within 24 to 48 hours of your offer being accepted in order to solidify the contract? If you don’t […]
Happy Labour Day! As we prepare to head into Fall and our summer vacation comes to an end, I just wanted to check in with you and see how you’re doing. I hope you got to experience just a bit of normalcy this long weekend as our world begins to open back up. Now that […]
Land transfer taxes are one of the closing costs you must budget for when purchasing a property. They are provincial or municipal taxes that must be paid in full prior to closing on a property. Anyone who purchases a property in Canada must pay a land transfer tax to the province you have purchased in, […]
Are you in a Variable Rate or a Fixed rate mortgage? Is your interest rate and mortgage still working for you? Today, let’s talk about your options and how we can make sure your mortgage product that worked for you two years ago, is still working for you today!
For homebuyers, saving up the required down payment is often the most challenging part of buying a home. This is especially true for first-time homebuyers who don’t have the equity or proceeds from a previous house’s sale. Once you’ve saved up your down payment, we’re going to need to collect documents from you to prove […]