Tag: Budgeting

Is it a Good Time to Refinance?
Featured, Gail's Vlogs

Is it a Good Time to Refinance?

It’s no secret property values have increased over the last year. It’s also no secret that mortgage rates have decreased too. Is now a good time to refinance your mortgage too? Let’s chat and find out what option is best for You and Your family ! I’m just a phone call away …

Read More
Understanding Credit Cards and Interest
Featured, Gail's Vlogs

Understanding Credit Cards and Interest

My teenage daughter just got her first credit card and had a few questions about her monthly statement and the interest owing. It got me thinking, if she has these questions, than a lot of you might be wondering the same thing! So let’s break it down. Balances, interest, and minimum payments… what do they […]

Read More
Lockdown Anniversary: where are you now?
Featured, Gail's Vlogs

Lockdown Anniversary: where are you now?

As we reach the one year anniversary of the beginning of 2020’s series of COVID lockdowns, I just wanted to take a moment to reflect on all that the last year has taught us. Where are you now compared to where you were a year ago? Have you checked in on your goals recently? What […]

Read More
What happens if you put down less than 20% on a house?
blogs, Featured

What happens if you put down less than 20% on a house?

In Canada, we can provide mortgage financing to qualified homebuyers with down payments as low as 5% down. With less than 20% down, the mortgage is now insured against default. Mortgage default insurance can help buyers purchase a home and begin building equity sooner, compared to renting – where you gain no equity and increase […]

Read More
How do I get a Mortgage during Lockdown ?!
Featured, Gail's Vlogs

How do I get a Mortgage during Lockdown ?!

  What happens when the entire province of Ontario is still in lockdown, but you’re ready to refinance your current home or looking to purchase a new one? Where do you start? How do you go about getting a mortgage these days during the lockdown? You have nothing to worry about, we are still open […]

Read More
How to Fall in Love With Your Budget
blogs

How to Fall in Love With Your Budget

Thinking about creating a budget can invoke a lot of negative feelings.  Budgets bring up memories of saving up for those fantastic shoes as a teen, or university days scraping money together to go to a concert.  In short, the word budget is rarely associated with anything fun – until now!  Shift Your Mindset, Shift […]

Read More
Back to Top