Tag: Budgeting

Understanding Closing Documents and Costs
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Understanding Closing Documents and Costs

Purchasing a home, be it your first or your tenth, is an exciting time in your life, but there is also a lot of paperwork to complete and, more importantly, to understand! What do you do if you don’t understand all the steps? At Gail Sylvester Mortgages, we navigate the mortgage world and help you […]

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Guarantor versus Co-Signing:  What’s the Difference?
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Guarantor versus Co-Signing: What’s the Difference?

Securing a mortgage in today’s market can be more complex than it used to be. With interest rate increases and rising purchase prices, getting a mortgage can present some obstacles to overcome. Even with a stable salary and good standing credit, some clients still need to engage a guarantor or a co-signer to get pre-approved […]

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Posted Mortgage Rate vs. Actual Mortgage Rate
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Posted Mortgage Rate vs. Actual Mortgage Rate

Mortgage rates are a hot topic in the media and social circles. For over a year, what will happen to mortgage rates at each Bank of Canada announcement has left many mortgage holders and seekers questioning which option is best. One often overlooked topic is the posted rate versus the actual rate and how an […]

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