Canada Mortgage & Housing Corporation (CMHC)
CMHC is Canada’s national housing agency. They operate to help Canadians meet their housing needs, through mortgage insurance, research, and advising on the housing industry.
Sagen (formerly Genworth Canada)
Canada’s largest private mortgage insurance provider.
A Canadian private mortgage insurer.
Stewart Title – Insurance Premium Calculator
Title insurance is an insurance policy that protects you, the home owner, against challenges to the ownership of your home or from problems related to the title to your home. The policy provides coverage against losses due to title defects, even if the defects existed before you purchased your home.
If you purchase land or an interest in land in Ontario you are required to pay the Provincial Land Transfer Tax (PLTT). If you have purchased this land or an interest in land located in Toronto, you are required to pay the Municipal Land Transfer Tax (MLTT) in addition to the PLTT.
Tarion – Condominium Warranty Enrolment Fees
For freehold homes, the builder pays the warranty enrolment fee to Tarion on or before the date the building permit for the home is issued. Condominiums are enrolled at least 30 days before construction begins. Tarion then gives the builder an enrolment number for the home. Some builders will include the warranty enrolment fee in the purchase price of the home, while others show it as an item on the Statement of Adjustments.
The cost of the warranty is based on a scale related to the sale price of homes and condominiums.
A list of lawyers throughout Canada, including Real Estate Lawyers.