Category: Gail’s Vlogs

Divorces & Separations: Property Values
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Divorces & Separations: Property Values

In the second episode of our series on divorces and separations, we’re going to talk about the property and the property value. Does it make sense to stay in the matrimonial home or is it best for you to move? We’re going to look at what you can afford on paper, but also what you […]

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Separations and Mortgages
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Separations and Mortgages

This month, I’m going to be focusing on all you need to know about separations and divorces. I know it can be an uncomfortable or scary topic to discuss, but the reality is that separations happen. You are not alone during this difficult time and I am always here to help, with more than just […]

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Meet Your Mortgage Broker
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Meet Your Mortgage Broker

We’ve talked about why you should work with a mortgage broker over a bank, but there are a lot of brokers out there… so how do you pick the right one to work with? I thought I would take a moment to introduce myself and talk a bit about what sets Gail Sylvester Mortgages a […]

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Are changes coming to the Benchmark Qualifying Rate?
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Are changes coming to the Benchmark Qualifying Rate?

Over the last 10 years, we’ve seen almost 170 different mortgage rule changes. If that doesn’t say talk to an expert, I don’t know what does… The latest proposed change is looking like it will be increasing the benchmark qualifying rate, which means, this is a higher interest rate that you must qualify at when […]

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Is it a Good Time to Refinance?
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Is it a Good Time to Refinance?

It’s no secret property values have increased over the last year. It’s also no secret that mortgage rates have decreased too. Is now a good time to refinance your mortgage too? Let’s chat and find out what option is best for You and Your family ! I’m just a phone call away …

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Fixed Rate Mortgages
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Fixed Rate Mortgages

Today we’re talking a bit more about Fixed Rate Mortgages. This can be a great option for people who are nervous about interest rate fluctuation and need the stability of a fixed rate! There are pros and cons to both fixed and variable rates, it just comes down to what will work best for you […]

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