We are taught to save for a rainy day, and while this is a good idea, in theory, it creates a false sense that money is limited. It can leave us feeling like if we spend our money, we cannot get it back. This scarcity mindset often evokes fear and anxiety around finances. At Gail […]
Let’s fill up your financial cup with JOY. Yes, JOY. Let’s get excited about your finances – it’s time! PURPOSE AND MEANING Finances are a vehicle to get you where you want to go. Whatever your situation, there is a way to structure your finances with purpose, so you are saving and spending on meaningful […]
Applying for a mortgage when self-employed can be a challenge – this we know. Banks typically like tidy financials and don’t have the products to help clients find solutions for those with varying income scenarios. With today’s employment and business options, few applicants have a straight path from start to finish. Many navigate over obstacles […]
Don’t wait to get to the finish line to celebrate your milestones. All the small steps are just as important as the big steps!
The goals we set for ourselves need to be infused with electric energy – the kind that gets us jumping out of bed in the morning. How do we make this happen? Write down your goals. Repeat your goals. Live your goals as if they have already happened. This is how we begin to change […]
Is 2022 the year you invest in your dream vacation property? Is it the year you buy that investment property you’ve been dreaming of or the year you increase your RRSP contribution? Whatever your dreams are for 2022, we will help you take action by reviewing where you are now and the steps involved in […]
We are here to help you EVERY step of the way. Whether you are buying, selling, refinancing, or any number of possible options we will be by your side to ensure the process runs as smoothly as possible. The Gail Sylvester Mortgages team of professionals will guide you through every aspect of the process from […]
We often think of money in terms of math – but it is so much more than that. Each of us has an emotional connection to money that goes far beyond dollars and cents. Our emotional connection is based on our earliest memories of how money impacted our lives. Scarcity vs. Fluid Mindset As we […]
Help us help our community this holiday season with our second annual food drive for Good Sheppard in Hamilton! We are collecting food and goods or monetary donations from November 24th to December 3rd at our office 1030 Upper James St, Suite 203 on Monday to Friday 9am – 5pm. Come see us! Our doors […]
What does it mean to REFINANCE? Refinancing is a term we use all the time in the mortgage business. Refinancing involves breaking your current mortgage; adding debt to that mortgage (based on the current value of your home), and using the equity to allow you to do renovations, pay off debts, or ease cash flow. […]
