Category: Featured

Fixed Rate Mortgages
Featured, Gail's Vlogs

Fixed Rate Mortgages

Today we’re talking a bit more about Fixed Rate Mortgages. This can be a great option for people who are nervous about interest rate fluctuation and need the stability of a fixed rate! There are pros and cons to both fixed and variable rates, it just comes down to what will work best for you […]

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Updates to the First-Time Home Buyer Incentive Program
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Updates to the First-Time Home Buyer Incentive Program

The Government of Canada announced that beginning this Spring, changes were coming to the First-Time Home Buyer Incentive Program for qualifying buyers in three of Canada’s most expensive housing markets. What is the First-Time Home Buyer Incentive Program? The First-Time Home Buyer Incentive is a program that aims to help make homeownership affordable for qualified […]

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Variable Rate Mortgages
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Variable Rate Mortgages

A lot of clients tend to shy away from variable rate mortgages because the potential of their interest rate fluctuating can seem scary at first. But there’s a lot you may not know about variable rates, how they work, and how much interest they could potentially save you. Here’s what you need to know about […]

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Understanding Credit Cards and Interest
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Understanding Credit Cards and Interest

My teenage daughter just got her first credit card and had a few questions about her monthly statement and the interest owing. It got me thinking, if she has these questions, than a lot of you might be wondering the same thing! So let’s break it down. Balances, interest, and minimum payments… what do they […]

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Lockdown Anniversary: where are you now?
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Lockdown Anniversary: where are you now?

As we reach the one year anniversary of the beginning of 2020’s series of COVID lockdowns, I just wanted to take a moment to reflect on all that the last year has taught us. Where are you now compared to where you were a year ago? Have you checked in on your goals recently? What […]

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What happens if you put down less than 20% on a house?
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What happens if you put down less than 20% on a house?

In Canada, we can provide mortgage financing to qualified homebuyers with down payments as low as 5% down. With less than 20% down, the mortgage is now insured against default. Mortgage default insurance can help buyers purchase a home and begin building equity sooner, compared to renting – where you gain no equity and increase […]

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Why should I work with a Mortgage Broker?
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Why should I work with a Mortgage Broker?

“What is the difference between getting a mortgage through a bank or working with a mortgage broker? And how do I know which choice is the right one for me?” I hear this question a lot and I wanted to take some time to provide some clarity about what my role as Your Mortgage Broker […]

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