“What is the difference between getting a mortgage through a bank or working with a mortgage broker? And how do I know which choice is the right one for me?” I hear this question a lot and I wanted to take some time to provide some clarity about what my role as Your Mortgage Broker […]
Once you begin the mortgage pre-approval process, I will discourage you from applying for new credit cards, taking out additional loans, or financing large purchases – including those “buy now don’t pay for 2 years” offers as they all make an impact on your overall application qualification and/or your credit score. What may seem like […]
Closing Costs – What are they? What do they cover? Why am I paying them? Let’s talk about it…
The thought of how to get a mortgage can seem like quite a daunting task at first. But we’re here to break it down a bit more in detail and explain the process of what happens from the time you think of wanting to purchase a home right through to move-in day. We always strive […]
Last week we talked about what adding a co-signer to your mortgage application means as a buyer and how that can help you on your mortgage application. This week, I’m here to talk a bit more about how this impacts the co-signer ! Now that they have attached themselves to your mortgage, they are also […]
Adding a co-signer to your mortgage application is a lot more common than you might think. As a first time home buyer, it can be more difficult to get into your first home, and we will open the conversation to either increase your down payment or getting a parent, or even a grandparent, to co-sign […]
Got a kiddo that’s staying home with you for the next couple of weeks ? Boy, do we have a treat for you. 😉 To help you battle a case of lockdown boredom over the next couple of weeks, we’re launching our first ever Kids’ Colouring Contest ! Parents, print off one of our colouring sheets […]
What happens when the entire province of Ontario is still in lockdown, but you’re ready to refinance your current home or looking to purchase a new one? Where do you start? How do you go about getting a mortgage these days during the lockdown? You have nothing to worry about, we are still open […]
I’ve had quite a few clients reaching out to me for advice lately with similar questions. They’ve found the new dream home, but they’re just not sure what order to move forward in. Should they put in an offer before their current house is sold ? Or should they sell their current home first […]
