Category: blogs

Thank You for TWO Readers’ Choice Awards !!
blogs, Featured

Thank You for TWO Readers’ Choice Awards !!

To say I’m grateful is an understatement. Having the privilege and the honour to work with so many people and so many families during the past 14 years of brokering, is a gift that I have not taken for granted. This industry is not easy. The constant changes in policies, the craziness of our housing […]

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Why are so many houses being Sold Over Asking?
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Why are so many houses being Sold Over Asking?

The housing market is HOT right now. Prices are high, interest rates are low, and houses are selling quickly. We’re also seeing a record number of properties still being sold well above their listing price. If you take a look around your neighbourhood you’ll probably notice that the recently sold house on the corner now […]

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Updates to the First-Time Home Buyer Incentive Program
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Updates to the First-Time Home Buyer Incentive Program

The Government of Canada announced that beginning this Spring, changes were coming to the First-Time Home Buyer Incentive Program for qualifying buyers in three of Canada’s most expensive housing markets. What is the First-Time Home Buyer Incentive Program? The First-Time Home Buyer Incentive is a program that aims to help make homeownership affordable for qualified […]

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What happens if you put down less than 20% on a house?
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What happens if you put down less than 20% on a house?

In Canada, we can provide mortgage financing to qualified homebuyers with down payments as low as 5% down. With less than 20% down, the mortgage is now insured against default. Mortgage default insurance can help buyers purchase a home and begin building equity sooner, compared to renting – where you gain no equity and increase […]

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The Mortgage Approval Process
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The Mortgage Approval Process

The thought of how to get a mortgage can seem like quite a daunting task at first. But we’re here to break it down a bit more in detail and explain the process of what happens from the time you think of wanting to purchase a home right through to move-in day. We always strive […]

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Should You Do A Year End Financial Audit? YES!!
blogs

Should You Do A Year End Financial Audit? YES!!

At the end of the year, especially this year, you are likely in a very different position than you thought you would be. All of us have had to adjust our plans and budgets to deal with the pandemic changes. Some of us have managed to maintain robust financial health, and others have had to […]

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3 Positive Actions to Improve Your Financial Health
blogs

3 Positive Actions to Improve Your Financial Health

Most people can think of several things they would rather do than get close and personal with their finances.  I get it – it isn’t the most exciting activity out there! However, understanding your finances leads to building the financial future you desire. Knowing the basics can help establish your spending habits, putting you in […]

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Your Net Worth is Not Your Worth
blogs

Your Net Worth is Not Your Worth

Often, we are taught to believe that our worth is in direct correlation to our net worth. This belief comes from living in a work-obsessed culture that frequently defines individuals by their careers or status.  When this type of misguided message seeps into your thoughts, you begin to make financial decisions that don’t make sense […]

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Me Time Benefits You – and Your Wallet!
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Me Time Benefits You – and Your Wallet!

When famed author Louisa May Alcott said, “Keep good company, read good books, love good things and cultivate soul and body as faithfully as you can,” she likely had no idea that 150 years later, her words would still ring true. But she nailed the importance of self-care way before me-time became a familiar mantra. […]

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Is it the Right Time to Buy or Sell a Home?
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Is it the Right Time to Buy or Sell a Home?

Over the past couple of months there has been a lot of speculation about the Real Estate market in the Halton/GTA region, all leading the question – is it the right time to list and buy a home? The answer is YES! June and July have seen an active real estate market. Many homes that […]

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