Have you heard the expression – Buy Low, Sell High? This quote often refers to trading on the stock market but can also be applied to real estate with the fluctuations in the market. As the real estate market continues to report lower year-over-year prices, it could be the time to strike if a rental […]
As the final seasons of the year are upon us, it’s time to reflect on the financial goals you set for 2022 and see what you need to do to achieve these goals in the next four months. The budgets or plans you set in January may have shifted, flexed, and altered with the financial […]
It is a big question and gets the wheels turning, doesn’t it! We all indeed dream about being free from financial limits, and for most, it isn’t about having a jet plane or a yacht. Most of us would keep our lives similar, and our loved ones close, adding a few luxuries to share with […]
The hot topic in the media today is how the cost of living is rising. It’s true – we have all experienced this at the pumps, at the grocery store, and with our mortgages. At Gail Sylvester Mortgages, we are all about reducing money stress by helping with cash flow. Managing your finances in a […]
Approximately 68% of Canadians own their own home. Congratulations – you are one of them! You got the keys, unpacked, and had a chance to take it all in. What an amazing place to be. You may be asking yourself if your relationship with your mortgage broker ends after closing day? To us, it is […]
Your home is the biggest and most significant purchase you will make in your life. Is the person helping you do this important? In two words – You Bet. It’s all about understanding. We love conversation, and we encourage our clients to tell us everything about their goals and dreams! A life-changing Broker understands your […]
I’ve said it before, and I’ll repeat it – your finances are a tool to SERVE your needs. It isn’t about the amount of money you make but how you manage that money and how intentional you are with your spending and savings habits that will lead to financial success. When you’re clear on your […]
We are taught to save for a rainy day, and while this is a good idea, in theory, it creates a false sense that money is limited. It can leave us feeling like if we spend our money, we cannot get it back. This scarcity mindset often evokes fear and anxiety around finances. At Gail […]
Let’s fill up your financial cup with JOY. Yes, JOY. Let’s get excited about your finances – it’s time! PURPOSE AND MEANING Finances are a vehicle to get you where you want to go. Whatever your situation, there is a way to structure your finances with purpose, so you are saving and spending on meaningful […]
Applying for a mortgage when self-employed can be a challenge – this we know. Banks typically like tidy financials and don’t have the products to help clients find solutions for those with varying income scenarios. With today’s employment and business options, few applicants have a straight path from start to finish. Many navigate over obstacles […]
