Change is inevitable. We have experienced change for the past few years and have learned to adapt to the world in which we are living. Getting control of your finances is about going back to basics and looking at what changes need to be made. Know your Income Vs Expenses If you haven’t already, take […]
How to Achieve Positive Money Mindset for 2023
Your money mindset and relationship to money will significantly influence your financial decisions. The goal at Gail Sylvester Mortgages is always to make sure you sleep well at night by making calculated decisions that get you one step closer to your financial goals. If your financial decisions and payments are keeping you up, it is […]
Holiday Spending: How to Budget AND Enjoy the Season
During the holiday season, it is tempting to throw caution to the wind and spend money on gifts, gatherings, and entertainment with the I’ll deal with it in January attitude. Spending without a budget can be fun in the moment, but when January rolls around and the bills start to come in, it can be […]
House Flipping: The Five Biggest Mistakes Investors Make
With the recent market shifts, investors may be tempted to buy a home at a reduced rate with the intention of flipping the house. This can be an exciting proposition and an excellent way to turn a profit, but if you are not an experienced investor, there are a few things you need to know […]
Is it Time for a Rental Property Purchase?
Have you heard the expression – Buy Low, Sell High? This quote often refers to trading on the stock market but can also be applied to real estate with the fluctuations in the market. As the real estate market continues to report lower year-over-year prices, it could be the time to strike if a rental […]
Achieving your 2022 Financial Goals: Are You on Track?
As the final seasons of the year are upon us, it’s time to reflect on the financial goals you set for 2022 and see what you need to do to achieve these goals in the next four months. The budgets or plans you set in January may have shifted, flexed, and altered with the financial […]
What Would You Do Without Financial Limits?
It is a big question and gets the wheels turning, doesn’t it! We all indeed dream about being free from financial limits, and for most, it isn’t about having a jet plane or a yacht. Most of us would keep our lives similar, and our loved ones close, adding a few luxuries to share with […]
How is inflation affecting YOU?
The hot topic in the media today is how the cost of living is rising. It’s true – we have all experienced this at the pumps, at the grocery store, and with our mortgages. At Gail Sylvester Mortgages, we are all about reducing money stress by helping with cash flow. Managing your finances in a […]
Home Ownership is Much More than Keys to a Property: Let’s Break it Down!
Approximately 68% of Canadians own their own home. Congratulations – you are one of them! You got the keys, unpacked, and had a chance to take it all in. What an amazing place to be. You may be asking yourself if your relationship with your mortgage broker ends after closing day? To us, it is […]
Can a Mortgage Broke Change Your Life? You Bet!
Your home is the biggest and most significant purchase you will make in your life. Is the person helping you do this important? In two words – You Bet. It’s all about understanding. We love conversation, and we encourage our clients to tell us everything about their goals and dreams! A life-changing Broker understands your […]