Purchasing a home, be it your first or your tenth, is an exciting time in your life, but there is also a lot of paperwork to complete and, more importantly, to understand! What do you do if you don’t understand all the steps? At Gail Sylvester Mortgages, we navigate the mortgage world and help you […]
Securing a mortgage in today’s market can be more complex than it used to be. With interest rate increases and rising purchase prices, getting a mortgage can present some obstacles to overcome. Even with a stable salary and good standing credit, some clients still need to engage a guarantor or a co-signer to get pre-approved […]
Mortgage rates are a hot topic in the media and social circles. For over a year, what will happen to mortgage rates at each Bank of Canada announcement has left many mortgage holders and seekers questioning which option is best. One often overlooked topic is the posted rate versus the actual rate and how an […]
I’d love to hear the story of your first mortgage! Let me know what you wish you knew before you signed the dotted line.
Your mortgage is likely your biggest investment, so is it worth protecting? You bet it is! Nobody wants to think about it, but in the event of a disability or untimely death, having protection in place is invaluable for yourself, your spouse, and remaining family members. It will greatly ease your minds when beginning to […]
Change is inevitable. We have experienced change for the past few years and have learned to adapt to the world in which we are living. Getting control of your finances is about going back to basics and looking at what changes need to be made. Know your Income Vs Expenses If you haven’t already, take […]
Your money mindset and relationship to money will significantly influence your financial decisions. The goal at Gail Sylvester Mortgages is always to make sure you sleep well at night by making calculated decisions that get you one step closer to your financial goals. If your financial decisions and payments are keeping you up, it is […]
During the holiday season, it is tempting to throw caution to the wind and spend money on gifts, gatherings, and entertainment with the I’ll deal with it in January attitude. Spending without a budget can be fun in the moment, but when January rolls around and the bills start to come in, it can be […]
With the recent market shifts, investors may be tempted to buy a home at a reduced rate with the intention of flipping the house. This can be an exciting proposition and an excellent way to turn a profit, but if you are not an experienced investor, there are a few things you need to know […]
Have you heard the expression – Buy Low, Sell High? This quote often refers to trading on the stock market but can also be applied to real estate with the fluctuations in the market. As the real estate market continues to report lower year-over-year prices, it could be the time to strike if a rental […]
