Purchasing a home, be it your first or your tenth, is an exciting time in your life, but there is also a lot of paperwork to complete and, more importantly, to understand! What do you do if you don’t understand all the steps? At Gail Sylvester Mortgages, we navigate the mortgage world and help you […]
Mortgage Payment Options
When is the best time to set up your mortgage payments? There are a few options – let me break it down for you!
Guarantor versus Co-Signing: What’s the Difference?
Securing a mortgage in today’s market can be more complex than it used to be. With interest rate increases and rising purchase prices, getting a mortgage can present some obstacles to overcome. Even with a stable salary and good standing credit, some clients still need to engage a guarantor or a co-signer to get pre-approved […]
Down Payment Sources You Can Use
How much down payment do you need for a second property? 20%, 10%, 5%? Let me break it down for you! Let’s chat about how this affects you – contact me chatwithgail.ca
Bank of Canada Announcement April 12 2023
We have great news to share! The Bank of Canada didn’t make any changes to the rates in the announcement today. What does this mean? Based on today’s announcement, this means there will be no immediate changes to your mortgage. If you want to chat about your particular mortgage, book a time with me at […]
Mortgage Prepayment Options
Do you want to be mortgage free? Don’t we all! Let’s break down two ways to get you there. Questions? Book a chat with me so we can help – chatwithgail.ca
Is it time for a financial check-up?
Are your finances in need of a check-up? Doing a financial check-in is important to make sure you are on track to meet your goals. Book a call, and let’s chat about what is best for you! Book today chatwithgail.ca
Posted Mortgage Rate vs. Actual Mortgage Rate
Mortgage rates are a hot topic in the media and social circles. For over a year, what will happen to mortgage rates at each Bank of Canada announcement has left many mortgage holders and seekers questioning which option is best. One often overlooked topic is the posted rate versus the actual rate and how an […]
What is one thing about mortgages that you wish you knew, when you bought your first home ?
I’d love to hear the story of your first mortgage! Let me know what you wish you knew before you signed the dotted line.
Call us BEFORE you sell!
If you are thinking of moving THIS year, this is what you need to know! Let’s have a conversation before you start the process.