As the holiday season approaches, panic over increased spending often sets in. The pressure to buy the perfect gifts, and all the holiday trimmings, can become overwhelming. Don’t worry – take a deep breath and follow these three tips to […]
In the past two years, the mortgage pre-approval process has become challenging. However, with a little creativity and flexibility, there are ways to ensure a pre-approval and speed-up your homeownership status. With these three steps, you will be on your […]
They say mortgage debt is good debt, and that is true due to the fact you are accumulating equity with every dollar you pay down. As well, historically, property in the GTA appreciates year-over-year, making your asset worth more with […]
Your money mindset, positive or negative, will influence every part of your decision-making ability. If you were taught that money is the cause of endless trouble, you most likely identify with the following phrases: money doesn’t grow on trees you […]
I don’t work for any one bank or lender – I work for you! My goal is to be available to you at your convenience, not just during the 9-5 business hours. My services are free as the lender pays me their […]
Often, clients ask us whether they should obtain a mortgage or credit line for their purchase, refinance or renewal. First, let’s qualify what we’re referring to with respect to a mortgage and a credit line. For our purposes, a mortgage has a payment […]
