Let's talk about Down Payments

Let’s talk about Down Payments

For homebuyers, saving up the required down payment is often the most challenging part of buying a home. This is especially true for first-time homebuyers who don’t have the equity or proceeds from a previous house’s sale. Once you’ve saved […]

Updates to the First-Time Home Buyer Incentive

Updates to the First-Time Home Buyer Incentive Program

The Government of Canada announced that beginning this Spring, changes were coming to the First-Time Home Buyer Incentive Program for qualifying buyers in three of Canada’s most expensive housing markets. What is the First-Time Home Buyer Incentive Program? The First-Time […]

The Mortgage Approval Process

The thought of how to get a mortgage can seem like quite a daunting task at first. But we’re here to break it down a bit more in detail and explain the process of what happens from the time you […]

Should you do a year end financial audit?

Should You Do A Year End Financial Audit? YES!!

At the end of the year, especially this year, you are likely in a very different position than you thought you would be. All of us have had to adjust our plans and budgets to deal with the pandemic changes. […]

Improve Your Financial Health

3 Positive Actions to Improve Your Financial Health

Most people can think of several things they would rather do than get close and personal with their finances.  I get it – it isn’t the most exciting activity out there! However, understanding your finances leads to building the financial […]

Your net worth is not your worth

Your Net Worth is Not Your Worth

Often, we are taught to believe that our worth is in direct correlation to our net worth. This belief comes from living in a work-obsessed culture that frequently defines individuals by their careers or status.  When this type of misguided […]

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