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Land Transfer Tax

Land Transfer Tax

Land transfer taxes are one of the closing costs you must budget for when purchasing a property. They are provincial or municipal taxes that must be paid in full prior to closing on a property. Anyone who purchases a property […]

Let's talk about Down Payments

Let’s talk about Down Payments

For homebuyers, saving up the required down payment is often the most challenging part of buying a home. This is especially true for first-time homebuyers who don’t have the equity or proceeds from a previous house’s sale. Once you’ve saved […]

Updates to the First-Time Home Buyer Incentive

Updates to the First-Time Home Buyer Incentive Program

The Government of Canada announced that beginning this Spring, changes were coming to the First-Time Home Buyer Incentive Program for qualifying buyers in three of Canada’s most expensive housing markets. What is the First-Time Home Buyer Incentive Program? The First-Time […]

The Mortgage Approval Process

The thought of how to get a mortgage can seem like quite a daunting task at first. But we’re here to break it down a bit more in detail and explain the process of what happens from the time you […]

Should you do a year end financial audit?

Should You Do A Year End Financial Audit? YES!!

At the end of the year, especially this year, you are likely in a very different position than you thought you would be. All of us have had to adjust our plans and budgets to deal with the pandemic changes. […]

Improve Your Financial Health

3 Positive Actions to Improve Your Financial Health

Most people can think of several things they would rather do than get close and personal with their finances.  I get it – it isn’t the most exciting activity out there! However, understanding your finances leads to building the financial […]

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