Why Are We Emotional About Money?

We often think of money in terms of math – but it is so much more than that. Each of us has an emotional connection to money that goes far beyond dollars and cents. Our emotional connection is based on […]

5 credit score myths busted

5 Credit Score Myths Busted

When applying for a mortgage, whether you’re purchasing a new property or refinancing an existing one, one of the first steps we’re going to do is pull your credit report to submit with your application. Your credit score can affect […]

Land Transfer Tax

Land Transfer Tax

Land transfer taxes are one of the closing costs you must budget for when purchasing a property. They are provincial or municipal taxes that must be paid in full prior to closing on a property. Anyone who purchases a property […]

Let's talk about Down Payments

Let’s talk about Down Payments

For homebuyers, saving up the required down payment is often the most challenging part of buying a home. This is especially true for first-time homebuyers who don’t have the equity or proceeds from a previous house’s sale. Once you’ve saved […]

Updates to the First-Time Home Buyer Incentive

Updates to the First-Time Home Buyer Incentive Program

The Government of Canada announced that beginning this Spring, changes were coming to the First-Time Home Buyer Incentive Program for qualifying buyers in three of Canada’s most expensive housing markets. What is the First-Time Home Buyer Incentive Program? The First-Time […]

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