Year: 2022

How to Achieve Positive Money Mindset for 2023
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How to Achieve Positive Money Mindset for 2023

Your money mindset and relationship to money will significantly influence your financial decisions. The goal at Gail Sylvester Mortgages is always to make sure you sleep well at night by making calculated decisions that get you one step closer to your financial goals. If your financial decisions and payments are keeping you up, it is […]

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The Bank of Canada Announcement Dec 7 2022
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The Bank of Canada Announcement Dec 7 2022

The Bank of Canada raised its key lending rate by 0.50% today. This is the 7th consecutive increase by the Bank of Canada and means most lenders will raise their prime rate to 6.45% 💰What does this mean for you? Let’s review our short video. While the lending rates are changing, there are always options […]

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Holiday Spending: How to Budget AND Enjoy the Season
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Holiday Spending: How to Budget AND Enjoy the Season

During the holiday season, it is tempting to throw caution to the wind and spend money on gifts, gatherings, and entertainment with the I’ll deal with it in January attitude. Spending without a budget can be fun in the moment, but when January rolls around and the bills start to come in, it can be […]

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Bank of Canada Announcement Oct 26 2022
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Bank of Canada Announcement Oct 26 2022

The Bank of Canada raised its key lending rate by 0.50% today. This is the 6th consecutive increase by the Bank of Canada and means most lenders will raise their prime rate to 5.95% This is an increase of $26 for every $100,000 of your mortgage. We are in unprecedented times with persistent inflation that […]

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Is it Time for a Rental Property Purchase?
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Is it Time for a Rental Property Purchase?

Have you heard the expression – Buy Low, Sell High? This quote often refers to trading on the stock market but can also be applied to real estate with the fluctuations in the market. As the real estate market continues to report lower year-over-year prices, it could be the time to strike if a rental […]

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