Do you have kids going off to post-secondary this Fall? Or do you have a kid moving away from home for the first time? Have you talked to them about budgeting yet? They might feel like they’ve saved up a nest egg and they’re ready to head off into the real world, but it’s important […]
Land Transfer Tax
Land transfer taxes are one of the closing costs you must budget for when purchasing a property. They are provincial or municipal taxes that must be paid in full prior to closing on a property. Anyone who purchases a property in Canada must pay a land transfer tax to the province you have purchased in, […]
Talking to Your Kids About Money: Credit Scores
Credit Scores seem to be the buzzword lately when it comes to talking about money, budgeting, and mortgages. They play a pretty key role for banks and lenders to decide if you qualify for a loan, but what exactly is a credit score? How is it calculated? And what should you be doing to help […]
Talking To Your Kids About Money: Credit Cards & Interest
As we prepare to send our kids back to school, now is a crucial time to start talking to your kids about money. Especially for those starting post-secondary this fall. Once they turn 18, they might notice banks and credit card companies are beginning to offer student credit cards and back to school deals. These […]
As we approach the end of Summer and kids get ready to go back to school, let’s talk about Student Rentals! This could be a great investment opportunity, if done properly. Here’s everything you need to know about qualifying for a Student Rental.