Are you self-employed and have you had your mortgage application declined by your bank since you don’t show enough income? It can be more difficult to be approved by a major bank when you’re self-employed because mortgages rely so heavily on income. But don’t panic! I am here to help You! I’m a bit of […]
Why are so many houses being Sold Over Asking?
The housing market is HOT right now. Prices are high, interest rates are low, and houses are selling quickly. We’re also seeing a record number of properties still being sold well above their listing price. If you take a look around your neighbourhood you’ll probably notice that the recently sold house on the corner now […]
Let’s Talk Credit Scores | Gail Sylvester Mortgages
What is a credit score? How are they calculated? What do they mean?! I’m here to help you figure this all out and hopefully by understanding how your credit score is calculated, we can start to improve or rebuild your credit! Credit scores take time to improve, as they are only updated once a month. […]
Is it a Good Time to Refinance?
It’s no secret property values have increased over the last year. It’s also no secret that mortgage rates have decreased too. Is now a good time to refinance your mortgage too? Let’s chat and find out what option is best for You and Your family ! I’m just a phone call away …
Fixed Rate Mortgages
Today we’re talking a bit more about Fixed Rate Mortgages. This can be a great option for people who are nervous about interest rate fluctuation and need the stability of a fixed rate! There are pros and cons to both fixed and variable rates, it just comes down to what will work best for you […]
How Much Do I Qualify For? | Gail Sylvester Mortgages
Today I’m pulling back the curtain on the most common question we get – how much do I qualify for? Here is how we determine the mortgage amount you could qualify for. Although there are many more factors involved, this is the foundation of where we begin! If you have questions about how much your […]