The Government of Canada announced that beginning this Spring, changes were coming to the First-Time Home Buyer Incentive Program for qualifying buyers in three of Canada’s most expensive housing markets. What is the First-Time Home Buyer Incentive Program? The First-Time Home Buyer Incentive is a program that aims to help make homeownership affordable for qualified […]
Variable Rate Mortgages
A lot of clients tend to shy away from variable rate mortgages because the potential of their interest rate fluctuating can seem scary at first. But there’s a lot you may not know about variable rates, how they work, and how much interest they could potentially save you. Here’s what you need to know about […]
Understanding Credit Cards and Interest
My teenage daughter just got her first credit card and had a few questions about her monthly statement and the interest owing. It got me thinking, if she has these questions, than a lot of you might be wondering the same thing! So let’s break it down. Balances, interest, and minimum payments… what do they […]
Lockdown Anniversary: where are you now?
As we reach the one year anniversary of the beginning of 2020’s series of COVID lockdowns, I just wanted to take a moment to reflect on all that the last year has taught us. Where are you now compared to where you were a year ago? Have you checked in on your goals recently? What […]