Happy 1st day of March! With (hopefully) warmer weather on the way, we tend to start shifting our mindset towards the summer and our future holiday plans. Now is also a great time to start thinking about cottages! Perhaps you’ve enjoyed renting cottages in the past, or you’ve always dreamed of a family cottage to […]
In Canada, we can provide mortgage financing to qualified homebuyers with down payments as low as 5% down. With less than 20% down, the mortgage is now insured against default. Mortgage default insurance can help buyers purchase a home and begin building equity sooner, compared to renting – where you gain no equity and increase […]
“What is the difference between getting a mortgage through a bank or working with a mortgage broker? And how do I know which choice is the right one for me?” I hear this question a lot and I wanted to take some time to provide some clarity about what my role as Your Mortgage Broker […]
Once you begin the mortgage pre-approval process, I will discourage you from applying for new credit cards, taking out additional loans, or financing large purchases – including those “buy now don’t pay for 2 years” offers as they all make an impact on your overall application qualification and/or your credit score. What may seem like […]
Closing Costs – What are they? What do they cover? Why am I paying them? Let’s talk about it…
