We are here to help you EVERY step of the way. Whether you are buying, selling, refinancing, or any number of possible options we will be by your side to ensure the process runs as smoothly as possible. The Gail Sylvester Mortgages team of professionals will guide you through every aspect of the process from […]
We often think of money in terms of math – but it is so much more than that. Each of us has an emotional connection to money that goes far beyond dollars and cents. Our emotional connection is based on our earliest memories of how money impacted our lives. Scarcity vs. Fluid Mindset As we […]
Help us help our community this holiday season with our second annual food drive for Good Sheppard in Hamilton! We are collecting food and goods or monetary donations from November 24th to December 3rd at our office 1030 Upper James St, Suite 203 on Monday to Friday 9am – 5pm. Come see us! Our doors […]
What does it mean to REFINANCE? Refinancing is a term we use all the time in the mortgage business. Refinancing involves breaking your current mortgage; adding debt to that mortgage (based on the current value of your home), and using the equity to allow you to do renovations, pay off debts, or ease cash flow. […]
It’s no secret that post-secondary education is expensive. So where do you start when it comes to putting money away for university or college? Brook Dyson, a Financial Advisor with Edward Jones, joined me to talk about RESP’s – dedicated savings plans that can help you put money away to pay for your kids’ educations.
When is it time to start saving for your retirement? The best answer is yesterday… the second-best answer is today. Brook Dyson, a Certified Financial Planner with Edward Jones, sat down with me to talk about what planning for retirement looks like and, and how you can make saving money fit in with the different […]
What are they and which one is right for you? I sat down with Brook Dyson, a Financial Advisor from Edward Jones, to talk about TFSA’s and RRSP’s. When it comes to saving money, we throw around these acronyms a lot, but what do they mean? What are the benefits for each account, and most […]
Whether it’s teens after they’ve just got their first job, or your post-secondary graduate going out into the workforce for the first time, what are the fundamental tips and tools we can give our kids to set them up for success early when it comes to saving money? Thank you to Brook Dyson from Edward […]
There are a lot of myths surrounding reverse mortgages. We often hear clients worried that they’re losing all of the equity in their home or that the bank will own their home, but none of this is true. Reverse mortgages can actually relieve a lot of stress and worry when it comes to money, especially […]
When applying for a mortgage, whether you’re purchasing a new property or refinancing an existing one, one of the first steps we’re going to do is pull your credit report to submit with your application. Your credit score can affect your ability to qualify for a loan and it also dictates what interest rate you […]
