Gail Sylvester,

Your Mortgage Broker

Gail Sylvester

Gail has been working together with her clients for the past 20 years, guiding them in making the right financial decision that best suits them and their families needs. With a variety of lenders and options to work with, there will always be a solution to put in place. Whether that is today or putting together a plan for the future, Gail is here to help !

Let Gail work with you, to show you how she can make a difference in your daily financial life through discussions on your needs and to ensure you are not house poor or living beyond your means. 

Gail can also help you understand any of the emotional blocks you are carrying when it comes to your budget setting and your spending habits. 

Money is Energy ! 

You need to be aware of the focus you put on your finances, whether that is through unconscious habits or with intention. Sometimes just not knowing where to begin, is the fear of the unknown that will keep you exactly where you are today, feeling frustrated and unable to achieve the goals you have set for yourself. Don't let doubt and old habits keep you where you are today. We all have goals that we want to achieve, so let's work together to put that plan in place for your next steps. 

Whether you are buying your first home, moving to your next home or looking to refinance to increase cash flow, contact Gail today to get the conversation started. 

There is no better time than the present to get your plan into Action ….

Our Services


Whether you require a new First mortgage or a Second Mortgage, the process can be intimidating. As your Mortgage Broker I am here to help alieviate the stress and make sure the process goes smoothly for you.

We will go through your application and discuss which options are most important to you. Whether that is rate or cash flow, we will work together to find the solution most suited to your needs.

Home Equity Line of Credit

By utilizing the Equity you have built up in your home, we can secured a Home Equity Secured Line of Credit to give you the lowest Interest Rate option available for future use.

The limit is based on a Maximum combined value of your existing Mortgage plus Line of Credit to a maximum of 80% of the appraised value. If you have paid off your mortgage, then we can advance a Line of Credit to 65% of the appraised value..

Private Mortgages

Private Lenders are here to assist clients when they don't qualify through the regular lending channels.

Whether that is based on credit challenges, post bankruptcy or pay off a proposal to get yoru credit re-established earlier, short times lines for house closing, blanket mortgages, property issues or even property location. Private lenders think outside the box and will provide the options and solutions for your financing needs.

Our Lenders

Last year, we worked with 35 different lenders, including:

TD Canada Trust

What Our Clients Are Saying

Hamilton Community News Readers Choice Award Diamond Winner 2021
2020 Hamilton Spectator Readers Choice Diamond Winner
2019 Hamilton Spectator Readers Choice Diamond Award
2018 Stoney Creek Readers Choice Diamond Award
100 Brokers Who Care Member
Mortgage Professionals Canada
Certified Reverse Mortgage Specialist
Real Mortgage Associates
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